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Our Services
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Auto Insurance
Insurance is meant to protect you, your family and your assets in the event of a loss, injury or damage; whether caused by you or someone else. Auto claims are the most common claim in the insurance industry and possibly have the highest chance of changing your life if you don’t have proper coverage.
Even though NYS requires auto insurance, insuring at STATE MINIMUM coverage is likely inadequate.
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Home Insurance
It’s important to protect your most valuable asset – your home.
What would happen if a disaster struck your home tomorrow? Are you confident you’re properly covered for damages and total loss? These questions are crucial to ask yourself, because you can’t get insurance after a disaster strikes. Homeowners insurance covers the hazards that most homeowners face—from fire to theft to accidents on your property. It also covers personal liability exposures, to help protect you from many situations that could lead to lawsuits from others.
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Personal Liability Umbrella
When it rains, it pours – especially when it comes to unexpected accidents or claims. Umbrella coverage can help protect you against personal liabilities that could impact a substantial portion of your assets or future earnings. Whether it’s a serious at fault auto accident or an incident on your property you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners, renters and other policies.
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Life Insurance
Life insurance provides financial comfort for loved ones should the policyholder become deceased. Once a policy is issued, an insurer may not cancel it based on a change in the policyholder’s health status. There are several types of life insurance, allowing clients to find a policy type that best fits their needs!
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Specialty Product Lines
There’s nothing quite like hitting the trails on your ATV or the water in your boat! How about riding your motorcycle down an open road with the wind rushing by? The last thing on your mind while cruising is whether you have the right coverage in case of an accident. That’s where we come in.
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Business Insurance
Business insurance is put in place to help protect your business from risks during your day-to-day activities. Business insurance helps protect your business' financial assets, intellectual and physical property from: Lawsuits and/or property damage caused while you are on the job.